In the United States, approximately 6 million vehicle injuries occur each year. However, it is usually not possible to resolve these events without lasting consequences. Some drivers also want to get SR-22 coverage if their reckless driving causes a collision.
Not every body knows what they should do about it, though. Let's explore the key factors you want to keep in mind.
1. So, what is SR 22 insurance?
SR-22 insurance is a type of liability insurance that high-risk drivers must purchase in their home country to prevent driving. This insurance is usually more expensive than traditional coverage and may come with a higher filing fee.
To obtain an SR-22, a driver must first purchase traditional insurance coverage and then have their insurer document an SR-22 certificate on their behalf with the state.
2. What will this type of policy require of me?
There are a few reasons why you might need an SR-22 plan. More common is that you commit a serious traffic violation, including a DUI/DWI.
You may be required to obtain additional SR-22 insurance if you commit a significant visitor offense, including reckless driving or driving without coverage. If your license has been suspended or revoked, you may also need SR-22 coverage to reinstate it.
3. How long will I need SR-22 insurance?
The length of time you have SR-22 insurance usually depends on the nation you live in and the reason you needed to get it in the first place.
In most cases, you may need SR-22 coverage for a period of three years. However, if you are convicted of a DUI/DWI, you will need to keep SR-22 coverage for five years, or permanently in some states.
4. What is the difference between SR-22 and FR-44 insurance?
SR-22 and FR-44 insurance are both forms of liability insurance that high-risk drivers are required to purchase in order to be able to catch a ride. The main difference between the 2 is that the FR-44 coverage covers more than just the driving force, it also covers all passengers inside the vehicle.
FR-44 coverage is usually required for drivers who have been convicted of DUI/DWI.
5. How much does SR 22 insurance cost?
The cost of SR-22 coverage varies by insurer and the state in which you live.
However, you can usually expect to pay significantly more because of your driving history. You can go here to check out more about finding this type of insurance in California.
Understanding SR-22 insurance is easier than you think.
Although many people may not realize it at first, SR-22 insurance is exceptionally honest.
Be sure to keep the above information in mind so you can avoid similar problems down the road. Looking for other useful information that will let you out in the future? Be positive to check out the rest of our blog!
